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1. The service

Gambella Investor Brief (the "publication") is published by [legal name of publisher]. A paid subscription gives one person access to every post by email and to the complete archive on this website for as long as the subscription is active.

New research is published at least once a week, with additional coverage when developments warrant. The number and mix of posts, including stock reports, varies with events.

2. Price and billing

The subscription costs the monthly price shown on the membership page and in checkout, in US dollars, billed monthly in advance. Payments are processed by Stripe. Any applicable tax is shown before you pay.

3. Automatic renewal

Your subscription renews automatically each month, on the date you first subscribed, until you cancel. [Confirm price-change notice: for example, at least 30 days' notice by email before any increase applies to your next renewal.]

4. Cancellation

You can cancel future renewals at any time from your account page. Cancellation takes effect at the end of the current billing period, and you keep full access until then. Your account page shows the date paid access ends.

5. Refunds

[Your refund policy: for example, whether payments for partial months are refunded, and how to ask for a refund.]

6. Failed payments

If a renewal payment fails, the payment is retried automatically and you are asked to update your payment details. Access continues while the payment is retried. If it cannot be collected, the subscription ends and your account returns to free access.

7. Personal use

Subscriptions are for individual use. Sharing sign-in links, forwarding subscriber emails in bulk or republishing subscriber content is not permitted. [Confirm.]

8. Not personalized advice

The publication provides general research and opinion for educational purposes. It does not take any reader's circumstances into account and is not personalized investment, legal or tax advice. Investing involves risk, including the loss of money invested. [Wording subject to legal review.]

9. Intellectual property

All content is owned by [legal name of publisher] and is protected by copyright. Brief quotations with attribution and a link are welcome.

10. Changes to these terms

[How subscribers will be told about changes to these terms.]

11. Governing law

[State or jurisdiction whose law governs these terms.]

12. Contact

Questions about these terms: [contact email address].

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